Free Investor Tool

Broward Rental Property Calculator

Who it's for: first-time investors weighing a long-term rental in Broward County, Florida.

What it does: turns your price, financing and rent into cash flow, cap rate, cash-on-cash return, debt-service coverage and break-even occupancy — after the costs that surprise Florida investors: insurance, property tax, HOA, vacancy, maintenance, reserves, management and closing costs.

What it can't do: verify an insurance quote, a roof's age, or what a unit will really rent for. Replace every starting estimate below with a real quote or lease comp, then use the checklist at the bottom.

The deal

Quick mode: eight numbers you can pull from a listing.

$
%
Non-owner-occupied loans often need 20–25%.
%
yrs
$
Use real lease comps, not asking rents.
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Starting estimate. Taxes can reset to market value after purchase and vary by city — verify with the county.
$
Starting estimate. Get a real quote that reflects roof age and flood zone.
$

Assumptions you can change

Starting estimates, not facts. Every rental is different — adjust them to your property and plan.

%
Share of the year the unit sits empty or unpaid.
%
Of gross rent: routine repairs and turnover.
%
Of gross rent: roof, AC, water heater, appliances.
%
Of collected rent. 8–10% is common; use 0% only if you will truly self-manage.
%
Percent of price: lender fees, title, inspection, appraisal.
$

Your results

Updates as you type. Based on the assumptions you entered — not a guarantee of future performance.

Monthly cash flow
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Cash-on-cash return
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Annual cash flow ÷ total cash invested
Cap rate
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Net operating income ÷ price
DSCR
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NOI ÷ loan payments

Stress test

What happens to monthly cash flow if things go the Florida way?

ScenarioCash flow / mo

Found a property? Have Khaliq review it.

Send the numbers you just ran and Khaliq will pressure-test them against real Broward comps, insurance and HOA rules.

Text this deal to Khaliq Book an investor strategy call

New to rental investing? Read Zero to Rental first.

Before you trust this number
How these numbers are calculated

Effective rent = monthly rent − vacancy (rent × vacancy %).

Operating expenses = property tax ÷ 12 + insurance ÷ 12 + HOA + maintenance (% of gross rent) + capital reserve (% of gross rent) + management (% of effective rent).

Net operating income (NOI) = effective rent − operating expenses, annualized. NOI excludes your mortgage.

Cap rate = annual NOI ÷ purchase price (financing is not included).

Cash flow = NOI − mortgage principal & interest. Total cash invested = down payment + closing costs + upfront repairs. Cash-on-cash = annual cash flow ÷ total cash invested.

DSCR = annual NOI ÷ annual mortgage payments. Break-even occupancy = the share of the year the unit must be rented to cover all costs and the mortgage.

Mortgage payment uses a standard fixed-rate amortization formula and does not include mortgage insurance or escrow adjustments.

Educational estimates only, based solely on the information you enter. This is not tax, legal, insurance, lending or investment advice, and is not a guarantee of results. Starting values are placeholders, not quotes. Khaliq King is a licensed Florida real estate sales associate with RE/MAX InterAction Realty. Equal Housing Opportunity.